Tag Archives: student loans

Choosing Life Over Loans

I recently read a brilliantly written article by Lee Siegel entitled, “Why I Defaulted On My Student Loans”. In summary, Siegel recounts her choice to not pay her student loans back in order to continue living a full life that was not solely based on making money, paying bills, and dying at the end of it all. She calls out how, unfortunately, our society often looks upon one who is in debt for their education, and not doing all they can to pay their loans back as soon as possible, as someone who is irresponsible and displays a lack of good character. She argues, however, that building good character in the eyes of others requires actually living and enjoying life, seeing and experiencing the world, and nurturing relationships with others. The article is very thought provoking, and I agree with much of what she says. Take a read here: http://mobile.nytimes.com/2015/06/07/opinion/sunday/why-i-defaulted-on-my-student-loans.html?referrer&_r=0

You see, I myself have a decent amount of student loans to my name, along with 42% of my generation, and so Siegel’s article speaks to me on many levels. Now, to all my family members and close friends, please do not fret; I have no intention of defaulting on my student loans. Though, I also do not plan to work myself into unhappiness and depression over said loans. Some would argue that the wisest course of action would be to put my head down, work myself to the bone, all the while turning down opportunities for rewarding life experiences, until I have managed to pay back my loans. Maybe then, after I have paid back said loans, can I then decide to begin truly living my life. Personally, I don’t find this a wise course at all. Continue reading